REASON TO SMILE MORE / CLEAR VISION

Your Dental Health = Your Overall Health

Whether you need routine cleanings, braces, or a filling, a good dental plan can keep your
smile and bank account healthy. Regular dental care is key to maintaining good oral and overall health. It is much easier to do routine exams, cleanings, and X-rays than  go through
expensive dental procedures.

Dental Plans Offer

Routine Dental Care

Save Big on some of the routine dental work. Most plans generally cover some or all of the costs for oral exams, cleanings, fillings and
X-rays.

Preventive Coverage

Taking care of your dental health
today may prevent you from more costly dental bills in the future.

Affordable Coverage

Oral health for you and your
family doesn’t have to be costly.
Dental plans as low as
$12.08/month.

Compare The Difference in Dental Plans

PPO

Open Network

Pros & Cons

Fewer Limitations

Not required to visit in-network dentists but PPO in-network dentists, will have lowest out-of-pocket costs Usually Free cleanings and X-rays and more coverage than HMO
Max benefits paid on your behalf

Highest Monthly Payments
May have a Deductible and Copays
May have a waiting period

HMO

Large Network

Pros & Cons

Very Limited

No waiting periods and no charge
for most preventive services
No Deductible or Maximum
Copayment for certain procedures
Some procedures are zero
out-of-pocket

Choose only one dentist or facility
In-network coverage only
Out of network procedures will not be covered

DISCOUNT PLANS

Large Network

Pros & Cons

No Limitations on network

Lowest Monthly Payments
No waiting period for services
No Deductible or Maximum
Usually Free Oral Exams, Cleanings, and X-rays
Orthodontics Included

Not an open network

Preventive care is one of the most powerful ways to minimize dental issues while they are still small. Regular cleanings can prevent cavities or gum infections before they become worse, and more serious treatment is needed. Americans without dental coverage report a higher rate of chronic health issues.

According to the National Association of Dental Plans, Americans without dental coverage are:

Without dental coverage, there is more likelihood of tooth extractions or dentures, which can get very costly. Yes, dental procedures can be expensive, but with proper guidance and the right plan, you and your bank account can keep smiling.

Vision Plans Offer

Preventive Care

Vision annual routine eye exam is no less important than your physical or dental care. Routine checkups can help detect diabetes, high blood pressure, or high cholesterol.

Vision Plan Benefits

Vision plan can lower your out-of-pocket cost for your eye care, provide a discount for:

Speak with an agent about the available options that fit your needs.